INSURANCE COMPANIES IN ARIZONA

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Insurance Companies Discussion started by Insurance Companies 9 months ago
3 Keys To Comparing Car Insurance Rates






Not sure where to begin with your car insurance quote comparison?

As you get several quotes, you'll want to make sure each quote has the same set of coverages, limits and deductibles.


Auto liability coverage, which may help pay for car repair and medical bills of another person if you cause an accident, is required in most states.

Additional coverage may be required, depending on your situation and your state's laws. For example, uninsured motorist coverage is mandatory in some states. And, if you're financing a vehicle, you may need Comprehensive and collision coverage. Make sure you select the same set of required and optional coverages for each quote you get.

A limit is the maximum amount a policy will pay for a covered loss. Most states have minimum liability coverage limits that drivers must purchase. You may also have the option to increase your liability limits. Either way, make sure the limits you set for bodily injury liability coverage and property damage liability coverage are the same for every quote you compare.

A deductible is the amount you'll pay out of pocket toward a covered claim. Increasing your deductible may lower your car insurance premiums, but you'll typically pay more out of pocket in the event of a claim. To make an accurate comparison of car insurance rates, the deductibles you choose should be the same for each quote you get.

These tips may help you better understand what each policy provides so you can choose the one that's best for you!